“Retirement is a new beginning, the start of a new life journey of vastly expanded proportion.”
I don’t have to tell you that a whole new definition of retirement has surfaced in recent years. This generation of retirees and soon to be retirees are making creative changes and rethinking retirement — how we think about retirement, how we feel about retirement, and the decisions and choices we make about retirement. It’s a time to reconnect with your deep interests and passions, make new discoveries, and face new challenges and new opportunities.
It’s also a time of reflection on the decisions and choices you’ll need to make about retirement. Am I on track for retirement? Will I be able to afford the lifestyle I want? What does ‘retirement’ mean to me? What does the future hold?
Take some time to imagine a day in your ideal retirement. What would your life look like? Feel like? What activities would you be engaged in? Where would you be doing these activities? Who would you be spending your time with? Next, jot down some of your financial, retirement, and life goals. As part of your goals, don’t forget to add playfulness and something larger than just ourselves. Be sure to add a fun goal, as well as an important and meaningful goal.
Then review your financial resources; take inventory of your retirement funds, investments, assets, and liabilities. Your retirement goals, financial decisions, investment strategy and your financial plan should all be closely linked.
Chances are you may be both looking forward to and feeling anxious about retirement. You may be caught up in a host of emotions, questions, and uncertainties. I invite you to come in and discuss your concerns, doubts, and thoughts. We’ll review the plans you have in place, explore your ideas about retirement, and we’ll work together so that you’ll gain more clarity about taking action and moving forward.
It is my sincere desire to see you thrive, live joyfully, and move toward financial confidence.
June Tuman, CFP